Each time you access the OBS People Power International Limited - Company no. 536763 (trading as One Big Switch) web site you confirm you have read and agree to these terms and conditions and the disclaimers set out below (Terms and Conditions of Use) and that you accept and agree to abide by them at all times. If you do not agree to these Terms and Conditions of Use you should not use this web site.
By using this web site you agree to be legally bound by these Terms and Conditions of Use just as if you had signed them.
One Big Switch may from time to time amend, update or change the web site including these Terms and Conditions of Use without prior notice. You should periodically check the page containing the Terms and Conditions of Use for changes. These are the current Terms and Conditions of Use and replace any other terms and conditions of use previously published for this website.
One Big Switch has taken all reasonable care in producing this website but cannot guarantee it has all the information you need to answer all your questions. Further information about any offers on this website can be obtained by contacting the provider of the product or service by using the contact details supplied with offers, or visiting the campaigns page. All product details, rates, terms, conditions and other information may be subject to change at any time without notice.
Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up-to-date. The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site. The information on this website is not intended to be financial, legal or any other advice or a product or service recommendation. For products or services, we provide information only, not recommendations. We do not suggest or recommend that you apply for any particular contract with any particular provider.
In providing the information on this website One Big Switch has not taken your financial circumstances, needs and objectives into account. You should consider these things and make your own mind up as to whether any product or service that is the subject of the offer is suitable for you before making any decisions.
One Big Switch earns a commission or fee from the provider of the product or service when our members take up a product or service. All offers disclose that a commission or fee will be paid to One Big Switch if a member takes up a product or service.
Access to the web site
Your access and use of the web site is conditional on you not breaching these Terms and Conditions of Use. You are responsible for maintaining the confidentiality of your user name and password and to ensure that there is no improper use of information made available on the web site. We may immediately terminate your access to the web site, without notice, if you breach these Terms and Conditions of Use.
You may use our web site only for lawful purposes. You may not use our web site:
You also agree:
We may from time to time provide interactive services on our web site, including, without limitation:
Where we do provide any interactive service, we will provide clear information to you about the kind of service offered, if it is moderated and what form of moderation is used (including whether it is human or technical).
We will do our best to assess any possible risks for users from third parties when they use any interactive service provided on our web site, and we will decide in each case whether it is appropriate to use moderation of the relevant service (including what kind of moderation to use) in the light of those risks. However, we are under no obligation to oversee, monitor or moderate any interactive service we provide on our web site, and we expressly exclude our liability for any loss or damage arising from the use of any interactive service by a user in contravention of our content standards, whether the service is moderated or not.
The use of any of our interactive services by a minor is subject to the consent of their parent or guardian. We advise parents who permit their children to use an interactive service that it is important that they communicate with their children about their safety online, as moderation is not foolproof. Minors who are using any interactive service should be made aware of the potential risks to them.
Where we do moderate an interactive service, we will normally provide you with a means of contacting the moderator, should a concern or difficulty arise.
These content standards apply to any and all material which you contribute to our web site (contributions), and to any interactive services associated with it.
You must comply with the spirit and the letter of the following standards. The standards apply to each part of any contribution as well as to its whole.
Contributions must not:
We exclude liability for actions taken in response to breaches of these Terms and Conditions of Use. The responses described in these Terms and Conditions of Use are not limited, and we may take any other action we reasonably deem appropriate.
Failure to comply with these Terms and Conditions of USe constitutes a material breach of the use of our website and may result in our taking all or any of the following actions:
Suspension and Termination
We will determine, in our discretion, whether there has been a breach of these Terms and Conditions of Use through your use of our web site. When a breach of this policy has occurred, we may take such action as we deem appropriate.
Failure to comply with these Terms and Conditions of Use constitutes a material breach of the use of our website and may result in our taking all or any of the following actions:
The website and all works contained in it are One Big Switch's intellectual property and subject to copyright.
By posting any content on the website (including any photographs) you agree to and hereby grant, represent and warrant that you have the right to grant and in fact grant One Big Switch, its contractors, and the users of the website an irrevocable, perpetual, royalty-free, fully sub-licensable, fully paid up, worldwide licence to use, copy, publicly perform, digitally perform, publicly display and distribute such content and to prepare derivative works of, or incorporate into other works, such posted content. This license is non-exclusive, except you agree that we shall have the exclusive right to enjoy this license to the extent of combining your content with the posted content of others for the purposes of our website.
Other than for the purposes of and subject to the conditions prescribed under the Copyright, Designs and Patents Act 1988 (as amended) and any similar statutes that apply in your location, you may not, in any form or by any means:
Framing and Linking to the Web site:
Linking to the website will only be permitted with the express prior written consent of One Big Switch.
One Big Switch is not responsible for the content of any other website accessed via the One Big Switch website. Links to other websites are provided for convenience only and do not represent any endorsement by One Big Switch of the products or services offered by the website owner.
One Big Switch is not liable to you or anyone else if interference with or damage to your computer systems occurs in connection with use of the web site or a linked web site. You must take your own precautions to ensure that whatever you select for your use from the web site is free of errors, viruses or anything else (such as 'worms' or 'Trojan horses') that may interfere with or damage the operations of your computer systems.
You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately. We do not guarantee that our site will be secure or free from bugs or viruses. We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.
Indemnification and Limitation of Liability
You agree to fully indemnify and hold One Big Switch harmless from any loss, claim, cost, demand or damage (including legal costs on a full indemnity basis) incurred or which may be incurred arising from a breach by you of these Terms and Conditions of Use including the improper use of the web site by you or anyone who gains authorised or unauthorised access from you. You expressly understand and agree that (to the fullest extent permitted by law) we shall not be liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or any other damages whatsoever, including but not limited to, damages for loss of profits, goodwill, use, data, indirect or consequential loss or damage or other intangible losses (even if we have been advised of the possibility of such damages), arising out of, or resulting from your use of, or the inability to use, the web site. Nothing in these Terms and Conditions of use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.
We will attempt to keep the information contained on or accessible through this web site timely and accurate, but make no guarantees, and disclaim any implied warranty or representation, about its accuracy, relevance, timeliness, completeness, or appropriateness for any particular purpose.
We disclaim all express or implied representations or warranties regarding the information, products, services, and any other resources available on or accessible through this web site, including (without limitation) any implied warranties. All such information, services and other resources are made available "as is" and "as available" without a warranty of any kind.
We disclaim all responsibility and liability of any description, including without limitation liability for negligence, incidental or consequential damages and/or loss suffered by any person acting or refraining from action as a result of or in connection with material on this web site, to include any reliance placed by such person on such material, or the viewing or use or performance of this web site.
You may apply for a number of products and services using this web site. These products and services are not provided by OBS but are instead provided by third parties over whom we do not have control. It is your responsibility to satisfy yourself that you wish to obtain any product or service before doing so. We are not responsible or liable for any loss or damage you may suffer or incur in connection with any product or service you obtain after using this web site or for any acts, omissions, errors or defaults of any third party in connection with that product or service.
If you apply for and obtain any product or service, you will be contracting with a third party who will be providing that product or service to you on their own terms and conditions. It is your responsibility to ensure that you understand and agree with those terms and conditions before entering into a contract to obtain that product or service. We are not responsible or liable for any loss or damage you may suffer or incur in connection with the terms and conditions applying to any contract entered into by you with any third party in relation to any product or service or for any acts, omissions, errors or defaults of any third party in connection with those terms and conditions.
The laws of England govern these Terms and Conditions of Use, and you agree to submit to the non-exclusive jurisdiction of its courts in relation to any matters concerning these Terms and Conditions of Use.
These Terms and Conditions of Use were last updated on 3 March 2015.